Privacy Policy

Your privacy is critically important to us.

Effective Date: February 18, 2026

1. Introduction

Welcome to myUSFinance. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains what information we collect, how we use it, and your rights in relation to it. By using our website, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Personal Information: We do not require you to create an account to use our calculators. We do not collect personally identifiable information (PII) such as your name, email address, or phone number unless you voluntarily provide it to us via our contact forms.

Calculator Data: Information you enter into our calculators (such as income, loan amounts, or savings goals) is processed locally on your device or temporarily in our system to generate results. We do not store, save, or harvest this financial data.

Log Data: Like many websites, we collect information that your browser sends whenever you visit our Site ("Log Data"). This may include your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, and other statistics.

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with small amount of data which may include an anonymous unique identifier.

3.1 Analytics

myUSFinance does not currently use Google Analytics or any third-party analytics tracking service. We may implement privacy-respecting analytics in the future, at which point this section will be updated accordingly.

3.2 Google AdSense

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your browsing history.

You may opt out of personalized advertising by visiting Google Ad Settings. Alternatively, you can opt out of third-party vendor cookies by visiting the Network Advertising Initiative opt-out page.

3.3 Cookie Consent

When you first visit our website, you will be presented with a cookie consent banner. You can choose to accept or decline non-essential cookies. Essential cookies required for basic site functionality will always be active. You can change your cookie preferences at any time by clearing your browser cookies and revisiting our site.

4. How We Use Your Information

We use the collected data for various purposes:

  • To provide and maintain the Service
  • To monitor the usage of the Service
  • To detect, prevent, and address technical issues
  • To improve user experience and content quality

5. Third-Party Links

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

6. Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13.

7. Your Privacy Rights

7.1 California Residents (CCPA/CPRA)

If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

  • Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you.
  • Right to Delete: You may request deletion of personal information we have collected from you, subject to certain exceptions.
  • Right to Opt-Out: You have the right to opt out of the sale or sharing of your personal information. myUSFinance does not sell personal information. You may opt out of personalized advertising by visiting Google Ad Settings.
  • Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.

To exercise any of these rights, please contact us via our Contact Page. We will respond to verifiable requests within 45 days.

7.2 Data Retention

myUSFinance retains personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy. Specifically:

  • Contact form submissions: Retained for up to 12 months to address your inquiry, then deleted.
  • Cookie preferences: Stored in your browser's local storage until you clear your browser data.
  • Server logs: Automatically deleted after 90 days.

Calculator data entered by users is processed entirely in your browser and is never transmitted to or stored on our servers.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us via our Contact Page.